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Structure your tax
We assess your tax position and, where appropriate, use an approved PAYG variation to redirect tax savings through the year.
Mortgage EliminatorA tax strategy for a mortgage-free retirement
Could a smarter tax strategy help pay off your home?
SuperSmart coordinates tax structuring, contribution timing, your mortgage offset and super—helping eligible homeowners build more in super while reducing home-loan interest along the way.
✓ Tax-led strategy✓ Built around your numbers✓ Ongoing review
Built around your numbersNot guesswork
See it in action
One tax strategy. Multiple advantages.
See how tax structuring, contribution timing, reduced home-loan interest and compounding can work together over time.
- Engineered around your tax position
- Modelled to your retirement date
- Recalibrated as circumstances change
A coordinated tax strategy
Put tax, super and your mortgage to work together
SuperSmart coordinates three areas that are often managed separately.
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Use your offset strategically
The redirected cash sits in your offset, reducing interest before the planned year-end contribution to super.
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Build more in super
The planned contribution moves into super at year end, helping build the balance available for retirement.
Your results depend on your circumstances, contribution limits, tax position, mortgage and retirement timeframe. We provide tailored information and modelling to help you understand the options and determine the outcome that best suits you.
Clear from the start
What SuperSmart is—and what it isn’t
SuperSmart is a tailored tax strategy designed around your numbers, timeframe and circumstances.
What it is
- A coordinated tax, super and mortgage strategy
- Detailed modelling based on your circumstances
- Ongoing review and recalibration
What it isn’t
- Not an investment or financial product
- Not a loan or new debt
- No property purchase or SMSF required
A quick relevance check
Could this tax strategy be relevant?
Tick each statement that sounds like you. This is a starting point—not an eligibility test.
Your next step
See what a tailored tax strategy could look like.
A relaxed, no-obligation call is the easiest way to see whether SuperSmart may fit your numbers.